Free · Built by Educators, for Educators · Est. 2026
The Retirement Planner Built for Public School Teachers
Finally, a tool that understands your pension
Most generic retirement calculators found online weren't built for teachers. They don't account for defined-benefit pensions, TRS rules, or the supplemental savings accounts — 403(b), 457(b), and IRAs — that make up the rest of your retirement income. Class Dismissed does.
✓ Built by Educators, for Educators — Free for U.S. Public School Teachers"You give everything to your classroom. Now it's your turn to plan for you."
— The Class Dismissed Mission🔒 Your privacy is protected. Everything you enter stays in your browser only — nothing is collected or transmitted by anyone.
Any Device · Instant Access
No download, no account, no hassle. Open it right now on any laptop, tablet, or Chromebook. Works in Chrome, Safari, Firefox, and Edge.
🔒 Your privacy is protected. Everything you enter stays entirely within your browser. No data is collected, stored, or transmitted — by anyone, ever.
Windows 10 & 11
Install the full desktop app for Windows. Runs completely offline — your pension numbers never leave your computer.
⚠️ Windows Security Notice: After downloading, Windows may show a red SmartScreen warning saying the app is "unrecognized." This happens because the file is not yet digitally signed — not because it contains any harmful content.
macOS
Native macOS app available for both Intel and Apple Silicon Macs. Not sure which chip you have? Go to Apple → About This Mac and check "Chip."
Teacher retirement is different. You likely have a defined-benefit pension, not a 401(k). Your income in retirement depends on your years of service, final salary, and your state's TRS formula — not just a savings balance. And the generic retirement calculators found online weren't designed to factor in the supplemental accounts many teachers also carry: 403(b), 457(b), and IRA balances that can meaningfully boost your retirement income. Class Dismissed handles the math that other tools miss.
Understanding This Tool
Your state's Teacher Retirement System (TRS) provides an official pension calculator that reflects the exact rules, multipliers, and benefit structures of your specific plan. That calculator should always be your primary source for pension projections.
Class Dismissed serves a different — and equally important — purpose: it helps you see the complete picture of your retirement income by bringing together your pension estimate alongside every other asset working in your favor. Most teachers are surprised to discover how much stronger their retirement looks when all the pieces are viewed together.
When you're done entering your information, Class Dismissed generates a comprehensive final report — a clear, printable summary that consolidates your pension estimate, supplemental savings projections, and Social Security income into a single document. It's the bigger picture your state TRS calculator wasn't designed to show you.
Social Security Fairness Act (January 2025): The elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means many public school teachers are now eligible to receive Social Security benefits — including spousal and survivor benefits — that were previously reduced or eliminated. Class Dismissed accounts for this landmark change, helping you understand what Social Security may now mean for your retirement income.
Not Financial Advice. Class Dismissed is an independent educational tool created by a fellow educator, not a licensed financial adviser, broker, or tax professional. The estimates and projections it produces are for informational and planning purposes only and do not constitute personalized financial, legal, or tax advice. This tool is designed to complement — not replace — the official pension calculator provided by your state's Teacher Retirement System. Pension projections should always be verified directly with your TRS office, as benefit rules, multipliers, and eligibility requirements vary by state and individual circumstance. Social Security estimates are based on user-provided inputs and reflect the provisions of the Social Security Fairness Act (enacted January 2025), including the repeal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO); actual Social Security benefits are determined by the Social Security Administration. Always consult a qualified financial professional before making retirement decisions.